We believe recording moneyshould be easier than postponing it.
Moneitory is built around one belief. Every feature follows from it.
What we believe
The belief behind the product
Recording money should be easier than postponing it. Wallets, budgets, analytics, and AI exist to make that feel true in daily use. Start with the entry; the patterns come later.
What gets in the way
The four frictions that make people put it off
Most people want to keep track. These are the things that get in the way.
Recording feels like work
Forms, dropdowns, categories to pick every time. People stop not because they do not care, but because the routine asks too much.
Your data isn't private
Money records are personal. Privacy should be the default, not something people have to earn by paying more.
No patterns surface
End of the month is still guesswork. The numbers are there, but the answer to "where did it go?" is not.
Too many features, none that fit
Long onboarding, too many settings, and features that arrive before the first entry. Complexity gets in the way of the habit.
What we hold to
Three things that won't change
Values that guide what we build and what we leave out.
Built for real life
Not an app that teaches you how to live. A tool that fits monthly payday, daily small spends, and recurring bills on the same date.
Privacy, not a premium feature
Your data isn't sold to advertisers, shared with partners, or used to train someone else's AI. Yours, period.
Simple in front, honest underneath
Clean interface up front. Under the hood: multi-currency, OCR receipts, PDF bank statement import, and an AI assistant that works with your data when you ask.
How we work
Four principles that guide every decision
From onboarding to pricing, the product follows them.
Simple in front, capable underneath
Clean interface that keeps complexity out of the way. You type "coffee $4" and Moneitory figures out the category.
Privacy is a default
Your financial data is not sold, tracked, or shared. The default is private, not the upgrade.
Honest about what we are
No gamification tricks, no guilt-trip notifications, no dark patterns at checkout. Software should respect the person using it.
Built for the long term
A tool should keep working after the launch excitement is gone. We build for steady use, not pressure.
On privacy
Your data, your device, your call.
- Your data is encrypted at rest, backed up to a region you pick, and exportable or deletable any time.
- No tracking pixels, no disguised analytics, no third-party SDKs peeking at what you do.
- AI runs in the browser (Gemini Nano, LiteRT-LM) β your data never leaves the device to be processed.
User data is not sold. That is not the business model.
Start with one entry.
Free. No card. No ads. The first entry takes about 30 seconds.